California has been my home since I was a year old. I have lived in this area most of that time with exception of four years in Eureka, California. I have been married for 37 years to Jim, who retired out of Raley’s Corporate Headquarters in Sacramento. I am the proud mother of one son, Baron and grandmother to 4 adorable grandchildren. Relocating families to the Sacramento area is a labor of love for me as I enjoy helping families buy and sell homes here. I have been in the real estate industry since 1974. I take great pride in being a Broker that does not consider myself a Sales Person but rather as a Personal Move Consultant, taking time to put together a whole package that works for you. I also take the time to listen to what is important to you and your family and then do whatever it takes to get the job done. Negotiating and getting the best deal possible is what I promise. I am well respected for my unparalleled customer service and dedication to my clients. Customer satisfaction and a smooth transaction is what you can expect. Being at the forefront of technology and education are of great importance to me. I will always be looking for new and innovative ways to make the transaction easier and stress-free. I work with the best team of lenders who can qualify the most challenging of buyers. I live by high standards both morally and ethically in my personal life as well as in my business practices. If you are tired of a sales person and want a Broker who cares about helping you make the right choices in your move, then call me! 916.726.2055.

A creative work force and higher-than-average income growth earned some hard-to-beat publicity for Sacramento.

But the four-county region had the highest cost-of-living, largely because of housing, at 121.7, compared to the national average of 100.  

Rent vs. Buy calculator

Buying a home entails more costs than what is reflected in your monthly mortgage payment. For some, buying is the right answer, but for others, renting is the way to go. Considering all of the costs and tax implications will lead to a better decision. 

I found this great calculator that actually shows your full payment with everything included when you buy a house. Then it breaks it down and actually shows what that payment will be with your tax write-off. This combination shows if it is better for you to rent or buy. Click on the link below to use this as it is very user friendly. After you adjust the numbers with your own criteria, first click calculate then click view report.

http://sacbee.interest.com/calculators/rentvsbuy.asp